What is no-fault insurance? No-fault insurance, otherwise referred to as personal injury protection (PIP) insurance, is insurance for the injured party in an automobile accident that pays that person’s medical expenses up to the policy limits, which must be at least $10,000 under Hawaii law.  No-fault insurance coverage pays these expenses regardless of who was legally responsible for causing the… READ MORE

What is Dram Shop? In Hawaii, owners of any bar or business that sell alcohol can be liable for damages for injuries caused by their intoxicated patrons. This is called a “dram shop” liability, named after the teaspoons of gin, or “drams”, that were illegally served by 18th-century shops in England. Where Did Dram Shop Come From? Originally, under common… READ MORE